For many, a background or credit check is often the first instance identity theft becomes evident. As you wonder why your credit score dropped when you’ve had no debt and paid all bills on time, additional accounts in your name – sometimes, even mortgages – surface. While, at this point, contacting the credit bureaus and…

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Should credit history be used as a measure of employment? When the average American is asked, he or she will likely say, “No.” Credit.com recently did a survey regarding this subject. While the survey did not focus directly on using credit for employment, 1,000 individuals were asked about laws banning credit checks in hiring decisions.…

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Is refusing to hire candidates with poor credit after a background check discrimination? While banks and other corporations get bailed out, what should happen to the unemployed and those in financial trouble?

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